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Blog

Scott Sullivan | Aug 11, 2026

The Three Buckets That Keep a Down Market From Ruining Your Retirement

Retirement Planning
Retirement Income
Are your buckets in order?
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Scott Sullivan | Aug 5, 2026

What to Do With Your Next Dollar: A Financial Order of Operations

Finance
Savings
Investments
Retirement
Risk Management

What do you do when you earn well and have generally dialed in the fundamentals: save, invest, reduce debt, stay protected? The challenge was never knowing what

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Scott Sullivan | Aug 4, 2026

Safety-first retirement income: how to find your own style

Retirement
Retirement Planning
Retirement Income
which style works for you?
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Scott Sullivan | Jul 28, 2026

Buckets and structured income: two middle-path retirement styles

Retirement
Retirement Planning
What does your retirement style look like?
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Scott Sullivan | Jul 21, 2026

The total return approach to retirement income, in plain language

Retirement
Retirement Income
Which retirement style works for you?
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Scott Sullivan | Jul 17, 2026

Trump Accounts: What Parents and Grandparents Should Know

education
Savings
Family
Tax Planning
Finance
Investments

Trump Accounts have been in headlines for months. Few of those headlines explain them the same way.

Depending on the article, they sound like a college fund, a

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Scott Sullivan | Jul 14, 2026

Why two retirees with the same risk tolerance need different plans

Retirement
Retirement Planning
Retirement Income
How's your income style looking?
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Scott Sullivan | Jul 8, 2026

The Trap of Recency: Why the Last Two Weeks Feel Like the Whole Story

Retirement
Retirement Planning
investing
Weathering the storm!
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Scott Sullivan | Jul 2, 2026

How Retirement Has Changed Over the Last 75 Years (And What It Means for Your Plan)

Retirement
Lifestyle
Finance

Retirement used to mean a short, quiet final chapter. For many people today, it's something else entirely.

For much of the last century, retirement followed a

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Scott Sullivan | Jun 29, 2026

Planning for Health Care in Retirement: The Six-Figure Line Item Most People Forget

Retirement
The Six-Figure Surprise!
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Scott Sullivan | Jun 23, 2026

The Early Retirement Years Are a Tax Window Most People Walk Right Past It

Retirement
Retirement Income
Four-part series of early retirement
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Scott Sullivan | Jun 16, 2026

Half a Percentage Point Can Add Five Years to Your Retirement The Withdrawal Rate Math Worth Understanding

Retirement
Retirement Planning
Retirement Income
“What withdrawal rate is right for you?”
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Offices

Bedford Office

2 Beaudoin Street, Suite A
Bedford, NH  03110

E: john@bayptfin.com
P: 603-626-6699

Laconia Office

144 Pleasant Street
Laconia, NH  03246

E: scott@bayptfin.com
P: 603-581-2629

 
 

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