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Blog

Scott Sullivan | Nov 7, 2025

How to Talk to Your Aging Parents About Estate Planning (Without Making It Tense)

Estate Planning
Family
Health
Disability
Insurance
Risk Management

These conversations aren’t easy.

Bringing up long-term care or estate planning with aging parents can feel like stepping on a landmine—awkward, emotional, maybe

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Scott Sullivan | Nov 6, 2025

Planning for the Unexpected

Retirement
Retirement Planning
Expect the Unexpected in Retirement
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Scott Sullivan | Oct 31, 2025

What Recent Inflation Signals Mean for Financial Planning

Finance
Savings
Investments
Retirement
Tax Planning
Credit
Risk Management

Inflation has been the boogeyman of the economy for months.

Sticky prices. Rising gas costs. A looming rate hike.

The latest report provided useful data for

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Scott Sullivan | Oct 29, 2025

Understanding the HECM Program

Retirement
Retirement Planning
How does a Home Equity Conversion Mortgage work?
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Scott Sullivan | Oct 14, 2025

Rethinking Retirement: Why True Wealth Is More Than Money

Retirement
Lifestyle
Health
Family

Rethinking Retirement: Why True Wealth Is More Than Money

You’ve mapped out your dream retirement. Maybe it’s a cozy beach town, golf twice a week, time with

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Scott Sullivan | Oct 8, 2025

Reverse Mortgages: Not Just a Last Resort – Aligning Home Equity with Your Retirement Style

Retirement
Retirement Planning
Home Equity -More than a contingency plan
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Scott Sullivan | Oct 1, 2025

Home Equity: A Hidden Asset

Retirement
How Can Home Equity Help Your Retirement?
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Scott Sullivan | Sep 25, 2025

Embracing the Time Segmentation Style (RISA®)

Retirement
Retirement Income
Time Segmentation = Buckets
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Scott Sullivan | Sep 17, 2025

Exploring the Risk Wrap Style (RISA®)

Retirement
Retirement Income
What is Risk Wrap?
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Scott Sullivan | Sep 11, 2025

Overlooked Retirement Expenses (And How to Plan for Them)

Retirement
Finance
Health
Tax Planning
Family
Real Estate

A comfortable retirement doesn’t come with a fixed price tag.

Expenses can change over time, and some of the most important ones are easy to overlook.

That’s one

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Scott Sullivan | Sep 10, 2025

Embracing the Income Protection Style (RISA®)

Retirement Income
Retirement
Is income protection right for you?
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Scott Sullivan | Sep 4, 2025

Your Profile Suggests: Embracing the Total Return Style (RISA®)

Retirement
Retirement Income
Retirement Planning
What strategy is right for you?
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Offices

Bedford Office

2 Beaudoin Street, Suite A
Bedford, NH  03110

E: john@bayptfin.com
P: 603-626-6699

Laconia Office

144 Pleasant Street
Laconia, NH  03246

E: scott@bayptfin.com
P: 603-581-2629

 
 

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