John was born and raised in Glens Falls, New York. He entered the financial services business in 1974 after attending the University of New Hampshire. He worked in sales, sales management, training instruction and district management with Metropolitan Life until 1981, at which time he joined New England Life. John shifted his focus and concentrated on providing comprehensive financial planning and estate planning for individual clients and small business owners. In 1999 John left New England Life to specialize in fee-based wealth management and retirement planning.
John resides in Windham, NH with his wife Donna. Their son Jon Nathan is a practicing attorney in Manchester, NH.
Scott Sullivan was born and raised in Laconia, NH where he had the distinction of being the younger (and better looking) of identical twins. He entered the financial services business after graduating from the University of NH in 1991. For the next ten years he was an agent for two national life insurance companies. He earned his Chartered Life Underwriter designation from the American College in 2000. In 2001, Scott affiliated with Bay Point Financial, LLC to provide his clients with fee-based financial planning solutions. He focuses his practice on the areas of retirement and estate planning for individuals and small businesses.
He currently resides in Gilford, NH with his wife, Allison, and their two children, Hannah and Connor.
*Winners appearing on this page do not pay a fee to be considered or to win the Five Star Award. Professionals with a digital profile have paid a promotional fee.
The Five Star Wealth Manager award, administered by Crescendo Business Services, LLC (dba Five Star Professional), is based on 10 objective criteria. Eligibility criteria – required: 1. Credentialed as a registered investment adviser or a registered investment adviser representative; 2. Actively licensed as a registered investment adviser or as a principal of a registered investment adviser firm for a minimum of 5 years; 3. Favorable regulatory and complaint history review (As defined by Five Star Professional, the wealth manager has not; A. Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine; B. Had more than a total of three settled or pending complaints filed against them and/or a total of five settled, pending, dismissed or denied complaints with any regulatory authority or Five Star Professional’s consumer complaint process. Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professional’s consumer complaint process; feedback may not be representative of any one clients’ experience; C. Individually contributed to a financial settlement of a customer complaint; D. Filed for personal bankruptcy within the past 11 years; E. Been terminated from a financial services firm within the past 11 years; F. Been convicted of a felony); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients. Evaluation criteria – considered: 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. Wealth managers do not pay a fee to be considered or placed on the final list of Five Star Wealth Managers. Award does not evaluate quality of services provided to clients. Once awarded, wealth managers may purchase additional profile ad space or promotional products. The Five Star award is not indicative of the wealth manager’s future performance. Wealth managers may or may not use discretion in their practice and therefore may not manage their clients’ assets. The inclusion of a wealth manager on the Five Star Wealth Manager list should not be construed as an endorsement of the wealth manager by Five Star Professional or this publication. Working with a Five Star Wealth Manager or any wealth manager is no guarantee as to future investment success, nor is there any guarantee that the selected wealth managers will be awarded this accomplishment by Five Star Professional in the future. For more information on the Five Star award and the research/selection methodology, go to fivestarprofessional.com. 928 New Hampshire wealth managers were considered for the award; 91 (10% of candidates) were named 2020 Five Star Wealth Managers. 2019: 928 considered, 85 winners; 2018: 955 considered, 74 winners; 2017: 739 considered, 89 winners; 2016: 666 considered, 158 winners; 2015: 853 considered, 166 winners; 2014: 1,045 considered, 189 winners; 2013: 1,049 considered, 204 winners; 2012: 743 considered, 170 winners.