Skip to main content
Bay Point Financial, LLC.
menu
  • Home
  • About
    • Who We Are
    • Our Team
  • Sleep On It
  • Our Services
    • Retirement Planning
    • Investment Planning
    • Tax Planning
    • Social Security Timing
    • Retirement Income
    • Optimizing Insurance
  • Resources
    • Blog
    • Financial Calculators
    • Useful Links
  • Retirement Clarity
  • Contact
  • Retirement

Retirement Income

Scott Sullivan | Sep 25, 2025

Embracing the Time Segmentation Style (RISA®)

Retirement
Retirement Income
Time Segmentation = Buckets
Read More
Scott Sullivan | Sep 17, 2025

Exploring the Risk Wrap Style (RISA®)

Retirement
Retirement Income
What is Risk Wrap?
Read More
Scott Sullivan | Sep 10, 2025

Embracing the Income Protection Style (RISA®)

Retirement Income
Retirement
Is income protection right for you?
Read More
Scott Sullivan | Sep 4, 2025

Your Profile Suggests: Embracing the Total Return Style (RISA®)

Retirement
Retirement Income
Retirement Planning
What strategy is right for you?
Read More
Scott Sullivan | Aug 21, 2025

Commitment vs. Optionality: Finding Your Ideal Retirement Path

Retirement
Retirement Income
RISA
What path is right for you?
Read More
Scott Sullivan | Jun 26, 2025

Accumulation vs. Decumulation

Retirement Planning
RISA
financial planning
Retirement Income
The Retirement Strategy Most People Miss
Read More
Subscribe to Retirement Income

Offices

Bedford Office

2 Beaudoin Street, Suite A
Bedford, NH  03110

E: john@bayptfin.com
P: 603-626-6699

Laconia Office

144 Pleasant Street
Laconia, NH  03246

E: scott@bayptfin.com
P: 603-581-2629

 
 

Start Here

Get in Touch

Check the background of your financial professional on FINRA's BrokerCheck.

We take protecting your data and privacy very seriously. As of January 1, 2020 the California Consumer Privacy Act (CCPA) suggests the following link as an extra measure to safeguard your data: Do not sell my personal information.

Osaic Wealth Form CRS

Securities offered through Osaic Wealth, Inc., Member FINRA/SIPC.

Advisory Services offered through Bay Point Financial, LLC.

Osaic Wealth is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth.

This site is published for residents of the United States and is for informational purposes only and does not constitute an offer to sell or a solicitation of an offer to buy any security or product that may be referenced herein. Persons mentioned on this website may only offer services and transact business and/or respond to inquiries in states or jurisdictions in which they have been properly registered or are exempt from registration. Not all products and services referenced on this site are available in every state, jurisdiction or from every person listed.

© 2025 Bay Point Financial, LLC. All rights reserved.