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Blog

Scott Sullivan | Nov 5, 2022

Annuities: Understanding All the Costs

Investments
financial planning
An annuity is a type of investment that provides a stream of income. In the past, annuities were considered risky investments because they had high fees and
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A desk with a laptop, a yellow coffee cup, and a notebook on it. Next to the laptop is a vase filled with white flowers
Scott Sullivan | Oct 25, 2022

Retirement Plan FAQs

Retirement
Investments
Not sure where to start with retirement plans? Here are some common questions.
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Scott Sullivan | Oct 24, 2022

The Five Things to Know (and Never Forget) About Bear Markets

A bear market is generally defined as a decline of 20% or more from recent market heights. Investors will feel pessimism and have a feeling of negativity
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Scott Sullivan | Oct 18, 2022

The 2023 Cost-of-Living Adjustment

Retirement
Social Security and SSI benefits are increasing in 2023. Here’s what you need to know.
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Scott Sullivan | Oct 6, 2022

What is an Economist?

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Scott Sullivan | Oct 6, 2022

Midterm Elections - What Do They Mean for Markets?

It’s almost Election Day in the US once again. For those who need a brief civics refresher, every two years the full US House of Representatives and one-third
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Scott Sullivan | Oct 6, 2022

Medicare in 2023: Here's What You Need to Know

Health
Retirement
The 2023 Medicare changes are here, and for the first time in several years, some premiums are lower.
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financial professionals
Scott Sullivan | Sep 20, 2022

Personal Liability Protection

Insurance
One of the least understood forms of protection is personal liability insurance; and with its capacity to form an extensive umbrella of financial protection for
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Scott Sullivan | Sep 19, 2022

What is All This Talk of Retirement Readiness?

Over the last few years the term 'retirement readiness' has entered the investing vernacular. It is usually used when talking about employer sponsored
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Hand holding a page with several charts on it
Scott Sullivan | Sep 15, 2022

Asset Allocation and Risk Allocation

Investments
While not guaranteed, a well-balanced portfolio may be better at handling market risk.
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Person holding a camera lens in a field. The view of the field within the camera lens is upside down.
Scott Sullivan | Sep 2, 2022

Is Confirmation Bias Affecting Your Investment Strategy?

Investments
Your preconceived notions may be impacting your decision-making process. Thankfully, it’s possible to overcome them.
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Scott Sullivan | Aug 15, 2022

Misleading Headlines Like This Only Hurts Investors

Please note: this post is from a lifelong investor

Here is a recent headline in the August 2022 CBS Marketwatch:

‘I hope I don’t crash and burn.’ I recently

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Offices

Bedford Office

2 Beaudoin Street, Suite A
Bedford, NH  03110

E: john@bayptfin.com
P: 603-626-6699

Laconia Office

144 Pleasant Street
Laconia, NH  03246

E: scott@bayptfin.com
P: 603-581-2629

 
 

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