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Blog

Scott Sullivan | Oct 14, 2025

Rethinking Retirement: Why True Wealth Is More Than Money

Retirement
Lifestyle
Health
Family

Rethinking Retirement: Why True Wealth Is More Than Money

You’ve mapped out your dream retirement. Maybe it’s a cozy beach town, golf twice a week, time with

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Scott Sullivan | Oct 8, 2025

Reverse Mortgages: Not Just a Last Resort – Aligning Home Equity with Your Retirement Style

Retirement
Retirement Planning
Home Equity -More than a contingency plan
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Scott Sullivan | Oct 1, 2025

Home Equity: A Hidden Asset

Retirement
How Can Home Equity Help Your Retirement?
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Scott Sullivan | Sep 25, 2025

Embracing the Time Segmentation Style (RISA®)

Retirement
Retirement Income
Time Segmentation = Buckets
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Scott Sullivan | Sep 17, 2025

Exploring the Risk Wrap Style (RISA®)

Retirement
Retirement Income
What is Risk Wrap?
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Scott Sullivan | Sep 11, 2025

Overlooked Retirement Expenses (And How to Plan for Them)

Retirement
Finance
Health
Tax Planning
Family
Real Estate

A comfortable retirement doesn’t come with a fixed price tag.

Expenses can change over time, and some of the most important ones are easy to overlook.

That’s one

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Scott Sullivan | Sep 10, 2025

Embracing the Income Protection Style (RISA®)

Retirement Income
Retirement
Is income protection right for you?
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Scott Sullivan | Sep 4, 2025

Your Profile Suggests: Embracing the Total Return Style (RISA®)

Retirement
Retirement Income
Retirement Planning
What strategy is right for you?
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Scott Sullivan | Aug 28, 2025

What Your Profile Suggests (RISA): Unlocking Your Ideal Retirement Income Strategy

Retirement Planning
What's Your Profile?
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Scott Sullivan | Aug 21, 2025

Commitment vs. Optionality: Finding Your Ideal Retirement Path

Retirement
Retirement Income
RISA
What path is right for you?
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Scott Sullivan | Aug 14, 2025

Probability Based or Safety First: Which Retirement Income Approach Aligns with You?

Retirement Planning
Probability vs. Safety
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Scott Sullivan | Aug 12, 2025

Why Your Brain Sabotages Your Investment Plan (No Matter What the Market Does)

Investments
Finance
Savings
Risk Management

The Dow crosses 45,000. Your brain whispers: "This has to be the top."

The market drops 15%. Your brain screams: "Get out before it gets worse!"

Different

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Offices

Bedford Office

2 Beaudoin Street, Suite A
Bedford, NH  03110

E: john@bayptfin.com
P: 603-626-6699

Laconia Office

144 Pleasant Street
Laconia, NH  03246

E: scott@bayptfin.com
P: 603-581-2629

 
 

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